BLACK AND LATINX COMMUNITIES PERCEIVE PREJUDICE INCREDIT CRITERIA Percent who agree I feel that the credit criteria used by companies in this industry to determine eligibility or pricing are biased or discriminatory Banks Auto Insurance Mortgage Credit card lenders companies lenders companies 64 68 73 54 54 62 63 50% 44 47 43 47 39 44 41 43 42 44 41 35 34 White Black Latinx Asian White Black Latinx Asian White Black Latinx Asian White Black Latinx Asian White Black Latinx Asian 2021 Edelman Money in Color Special Report. Q32/34/35/36/37. Now thinking about specific sectors of financial services, how much do you agree or disagree with the following statements about [industry]? 4-point scale; top 2 box, agree. Q32 asked of respondents who have a financial product (Q8/1-23), Q34 asked of respondents who have a mortgage or real estate (Q8/11, 18), Q35 asked of respondents who have a credit card (Q8/1), Q36 asked of respondents who have a life insurance policy (Q8/9), Q37 asked of respondents who have an auto loan (Q8/22) General population, U.S., and among Non-Hispanic White, Black, Latinx and Asian populations. 9
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